How to stop the harassing phone calls. Creditor harassment is usually one of the biggest factors that push someone to finally file bankruptcy. After months, maybe years, of thinking about it and thinking about it, all the calls and threatening letters finally usually push most people to get these people off their backs.

Take action and stop the call
One option you have is writing a cease desist letter to creditors. This could result in them stop contacting you..

The one secret weapon consumers have against creditors and their harassing phone calls is the "automatic stay." The automatic stay is something that happens automatically the moment after filing bankruptcy. When you file, creditor harassment must stop immediately.

It may be worth using the professional services of a Michigan bankruptcy lawyer to help you.